Wescu Services

Top Up Loans

Quick easy way to satisfy unforeseen emergencies like medical expenses, education expenses, vehicle repairs, etc. 

Key Features

  • Must be a member of WESCU To Apply for Top Up Loan. ‌
  • Borrow from $500 to $5,000 quickly.
  • 8% Per Annum Interest Rate.
  • 10% of your loan will go towards your shares.
  • Refinance your loan once the interest is repaid and 20% of the principal is repaid.

‌All Lending Criteria Apply…

Check Your Eligibility

Review our membership requirements 


1. Two Valid forms of picture ID i.e., Passport / National Identification Card / Driver’s Permit.
2. Recent job Letter (not more than 3 months old).
3. Most recent Salary Slip (1 slip for monthly paid, 2 consecutive slips for fortnightly paid and 4 consecutive slips for weekly paid).
4. Recent Utility Bill not more than 3 months old i.e., T&TEC / TSTT / WASA / Cable (if utility bill is not in applicant’s name, a letter of authorization must be provided by owner with a copy of owner’s ID).
5. Enrollment fee $120.00

Minor / Student Applicants

1. Minor’s Electronic Birth Certificate
2. Copy of Passport or National Identification where applicable.
3. Letter from Technical / Vocational / Tertiary Institutions confirming enrollment to institutions for student applicants who have completed secondary level education.
4. Two Valid forms of picture ID i.e., Passport / National Identification Card / Driver’s Permit for Parent/Guardian.
5. Enrollment fee $120.00.

Self-Employed Applicants

‌(All items listed in Adults Section above along with the following)
1. Registration documents for registered business.
2. A statement of financial position for businesses operating for 1 year.
3. 12-Month cash flow projection for new business.
4. Opening Balance sheet for new business.
5. Proof of Training or Experience by Certification where applicable in the proposed business area.
6. Enrollment fee $120.00

Next steps

If you are in possession of the above requirements, and you are ready to join WESCU, simply follow these steps.

Download the Membership Application form below.
Fill out the form and print it.
Bring the filled out printed form, along with the corresponding requirements identified above to WESCU’S Office Situated at #40 Fitt Street, Woodbrook.

Need Assistance?

‌Please fill out our Membership Pre-Application Form below, and you will be invited to our next Zoom Meeting. 

‌The virtual meeting forum is an opportunity for you to Learn about our services, benefits to you, and to assist with your membership application. All your questions and concerns will be answered in realtime😉

WESCU - Membership - Pre-Application
Enter Email
The information provided in this application shall be kept confidential and will not be shared with anyone else.

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Call +1 (868) 628-5288

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Mon - Thur: 8am - 3pm
Friday: 8am - 3:30pm

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Join Western United Credit Union today

You never have to wonder about your investments. Our membership care team is available to guide you through all of your questions and queries.